Certificates

 

 

Share & IRA CertificatesBase RateAPY, as high as
6 month1.25%1.26%
6 month Certificate Special
4.00%*4.08%
9 month Certificate Special3.80%*3.87%
12 month2.50%2.53%
24 month2.00%2.02%
36 month2.00%2.02%
48 month2.00%2.02%
60 month2.00%2.02%
Certificate rates effective as of September 25, 2024.*$500 minimum. Additional terms and conditions apply.

*APY – Annual Percentage Yield or the effective annual rate of return taking into account the effect of compounding or simple interest. This rate is available for a limited time, and is subject to end or change without notice. Rates are current as of September 10, 2024. Minimum deposit of $500 required. Dividends compound on a  monthly frequency. Penalty may be applied if withdrawals are made prior to end of term. Other restrictions may apply.