Certificate Rates

Share & IRA CertificatesBase Rate
6 month0.60%
6 month Certificate Special
(new money)
12 month1.75%
12 month Certificate Special
(new money)
24 month1.40%
36 month1.45%
48 month1.50%
60 month1.55%
Certificate rates effective as of June 1, 2023.*$500 minimum. Additional terms and conditions apply.

*APY – Annual Percentage Yield or the effective annual rate of return taking into account the effect of simple interest. This rate is available for a limited time, and is subject to end or change without notice. Rate is current as of June 1, 2023. Minimum deposit of $500 required. New Money Only may be required (cannot have been on deposit within the last 60 days). Includes IRA certificates. Dividend payment frequency is monthly. Penalty may be applied if withdrawals are made prior to end of term. Other restrictions may apply.