New & Used Auto / Motorcycle


Are you looking for a brand new vehicle, maybe even a never titled manufacturer demo vehicle? This type of loan is for you! We offer very competitive interest rates, fast decisions and additional discounts with automatic payment transfer from your TCFCU Shares (Savings) or checking account! Apply for your pre-approval online today or stop into one of our branches!


If you are in the market for a used vehicle, or need to refinance a current vehicle at a lower rate, we can finance it for you today.  You’ll see our used vehicle rates are just as competitive, with a quick approval process and additional discounts may be applied with automatic payment transfers from your TCFCU Shares (Savings) or Checking account! Apply online for your pre-approval today or stop into one of our branches!

Smart Auto Lending

Our new Smart Auto Lending program is a great way to lower your payment. Here are some of the features:

• Guaranteed future value at end of term
• Protection from unexpected depreciation
• Reduces negative equity risk
• No early termination fees
• Rights of ownership
• Flexibility during and at end of term
• Titled in your name
• Trade at anytime
• Sell at anytime
• Payments are lower–based on difference between residual and total amount financed
• Lower payments allow more options for asset protection
• Easy “walk-away” option at end of term

Mileage restriction and wear & tear apply

Click HERE to use the Smart Auto Lending calculator to estimate* your payment.

*Please Note: This is only an estimate, not an actual quote.

To learn more about our available loan options or see if you qualify, contact our Lending Department at (231) 946-6655.