Shares and Certificates

Share TypeAPY Rate, As High As
Prime & Sub Shares, and Vacation & Christmas Clubs0.03%
IRA0.03%
Money Market - Under $25,0000.03%
Money Market - $25,000 and over
0.05%
Annual percentage yield subject to change based on rate.
Share rates effective as of January 31, 2023.

Share & IRA CertificatesBase Rate
6 month0.60%
6 month Certificate Special
(new money)
4.50%*
12 month1.75%
12 month Certificate Special
(new money)
4.25%*
24 month1.40%
36 month1.45%
48 month1.50%
60 month1.55%
Certificate rates effective as of June 1, 2023.*$500 minimum. Additional terms and conditions apply.

*APY – Annual Percentage Yield or the effective annual rate of return taking into account the effect of compounding or simple interest. This rate is available for a limited time, and is subject to end or change without notice. Rates are current as of June 1, 2023. Minimum deposit of $500 required. New Money Only may be required (cannot have been on deposit within the last 60 days). Dividends may compound on a quarterly or monthly frequency. Penalty may be applied if withdrawals are made prior to end of term. Other restrictions may apply.