Shares and Certificates

Certificate Special

Certificate Specials

Share TypeAPY Rate, As High As
Prime & Sub Shares, and Vacation & Christmas Clubs0.03%
IRA0.03%
Money Market -
$0 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000+
Rates are plateaued

0.10%
0.50%
0.75%
1.01%
Annual percentage yield subject to change based on rate.
Share rates effective as of January 1, 2024.

Share & IRA CertificatesBase RateAPY, as high as
6 month0.60%0.60%
6 month Certificate Special
(new money)
4.50%*4.60%
12 month1.75%1.77%
12 month Certificate Special
(new money)
4.25%*4.34*
24 month1.40%1.41%
36 month1.45%1.46%
48 month1.50%1.51%
60 month1.55%1.56%
Certificate rates effective as of January 1, 2024.*$500 minimum. Additional terms and conditions apply.

*APY – Annual Percentage Yield or the effective annual rate of return taking into account the effect of compounding or simple interest. This rate is available for a limited time, and is subject to end or change without notice. Rates are current as of January 1, 2024. Minimum deposit of $500 required. New Money Only may be required (cannot have been on deposit within the last 60 days). Dividends may compound on a quarterly or monthly frequency. Penalty may be applied if withdrawals are made prior to end of term. Other restrictions may apply.