| Share Type | APY Rate, As High As |
|---|---|
| Prime & Sub Shares, and Vacation & Christmas Clubs | 0.03% |
| IRA | 0.03% |
| Money Market - Under $25,000 | 0.03% |
| Money Market - $25,000 and over | 0.05% |
| Annual percentage yield subject to change based on rate. | |
| Share rates effective as of January 31, 2023. | |
| Share & IRA Certificates | Base Rate |
|---|---|
| 6 month | 0.60% |
| 6 month Certificate Special (new money only) | 3.50%* |
| 12 month | 1.75% |
| 12 month Certificate Special (new money only) | 4.00%* |
| 24 month | 1.40% |
| 36 month | 1.45% |
| 48 month | 1.50% |
| 60 month | 1.55% |
| Certificate rates effective as of March 1, 2023. | *$500 minimum. Additional terms and conditions apply. |
*APY – Annual Percentage Yield or the effective annual rate of return taking into account the effect of compounding interest. This rate is available for a limited time, and is subject to end or change without notice. Rate is current as of January 3, 2023. Minimum deposit of $500 required. New Money Only (cannot have been on deposit within the last 60 days). Dividends compound on a quarterly frequency. Penalty may be applied if withdrawals are made prior to end of term. Other restrictions may apply.
