Shares and Certificates

Share TypeAPY Rate, As High As
Prime & Sub Shares, and Vacation & Christmas Clubs0.03%
IRA0.03%
Money Market -
$0 - $24,999.99
$25,000 - $49,999.99
$50,000 - $99,999.99
$100,000+
Rates are plateaued

0.10%
0.50%
0.75%
1.01%
Annual percentage yield subject to change based on rate.
Share rates effective as of January 1, 2024.

Share & IRA CertificatesBase RateAPY, as high as
6 month1.25%1.26%
6 month Certificate Special
4.50%*4.60%
9 month Certificate Special4.50%*4.60%
12 month2.50%2.53%
24 month2.00%2.02%
36 month2.00%2.02%
48 month1.75%1.77%
60 month1.75%1.77%
Certificate rates effective as of June 14, 2024.*$500 minimum. Additional terms and conditions apply.

*APY – Annual Percentage Yield or the effective annual rate of return taking into account the effect of compounding or simple interest. This rate is available for a limited time, and is subject to end or change without notice. Rates are current as of June 14, 2024. Minimum deposit of $500 required. Dividends compound on a monthly frequency. Penalty may be applied if withdrawals are made prior to end of term. Other restrictions may apply.