Credit Cards

VISA Cardholders: Upcoming VISA Card Conversion
In mid-June, our VISA credit card services will be brought in-house from a third party processor. For your convenience, you will then be able to view transaction history, holds, and even make payments within Online Banking. Your due date will change to the 28th of each month, beginning in June. You will not be receiving a new credit card or number. Your credit card statement will be a separate page included with your regular accounts statement or your eStatements. If you pay your VISA by mail, beginning in June, payments will need to be sent directly to our main branch. Any recurring payments that were set up in ezCardinfo will need to be reset; as they will not transfer over and members will no longer have access to ezCard. We are excited to offer this time-saving, simpler service to you!

VISA card benefits tap and go pic with phone and credit card machine

Click here to apply for your TCFCU VISA Credit Card!

The Platinum VISA offers a 0% introductory APR on purchases for the first six billing cycles. The Classic VISA is a 2.9% APR on purchase for the first six billing cycles. After the introductory time, interest rates are as low as 8.9% APR, with no annual fee, and low monthly payments.

Currently, earn DOUBLE POINTS on purchases with your TCFCU VISA!

You can access your VISA account by going to

Enjoy a great rewards program with your TCFCU VISA. Points can be redeemed for travel or merchandise. View your points at

Learn how to set up Apple, Samsung or Google Pay on your smartphone HERE.

Beginning this month, mail payments to:
Traverse VISA
3797 Veterans Drive
Traverse City, MI 49684

Request a Credit Card Limit Increase

Current VISA Rates and Disclosures

ETCFCU Schumer

Download rates, fees, terms and conditions PDF